Rural Land Financing Made Simple
We specialize in flexible, competitive financing solutions for rural properties. Whether you're investing in farmland or your dream country home, our team is here to guide you every step of the way. Let us help you turn your vision into reality.
- Frequently Asked QuestionsWho is Oklahoma AgCredit?
Oklahoma AgCredit is a leading agricultural lending cooperative serving farmers, ranchers, and rural communities across 60 of Oklahoma’s 77 counties. For over 100 years, we’ve been focused solely on agriculture, offering the financial tools and expertise needed to help our members succeed. Our mission is to provide reliable, consistent credit and financial services tailored to the needs of the agricultural industry, enabling our members to thrive in an ever-changing rural landscape.
With a customer-centric approach, Oklahoma AgCredit specializes in agricultural loans, including land, operating, poultry, home, and equipment financing, as well as agribusiness. Our team of experts is committed to supporting the unique needs of the agricultural community and ensuring your success through personalized service.
As a cooperative, our members are also owners. With local knowledge, dedicated service, and a deep commitment to agriculture, Oklahoma AgCredit is proud to be your trusted partner in rural Oklahoma.
Learn more at okagcredit.com
What types of properties can Oklahoma AgCredit finance?We specialize in financing farmland, recreational land, rural properties, country homes, and acreages across Oklahoma.
What loan terms does Oklahoma AgCredit offer?We provide flexible loan terms tailored to meet your needs, with competitive rates and repayment options designed for rural property owners.
Can I finance a property that includes a home?Yes, we offer financing for properties with homes, including country homes and farmsteads. This is great thanks to our partnership with Rural 1st, our consumer lending division.
Does Oklahoma AgCredit provide loans for recreational land?Absolutely! We finance recreational properties for hunting, fishing, and other outdoor activities.
Do I need a down payment?Down payment requirements vary based on the type of loan and property. Contact our team to discuss your specific situation.
Can I refinance my current rural property loan with Oklahoma AgCredit?Yes, we can help refinance your existing loan with competitive terms and rates.
Are there prepayment penalties on loans?Our loans typically do not include prepayment penalties, allowing you to pay off your loan early without extra costs.
How do I get started with the loan application process?Start your application online or contact your nearest Oklahoma AgCredit office for personalized assistance.
Does Oklahoma AgCredit finance agricultural operations?Yes, we provide loans for operating expenses, equipment, poultry facilities - including construction, refinance, and purchase along with other needs to support your agricultural business.
What types of real estate loans are available?With competitive rates, flexible terms, and easy payment plans, our lenders can help you secure the funds to purchase your dream acreage. Whether you’re interested in a farm and ranch loan or a rural property loan, our real estate loan features include:
- Fixed, partially fixed, and variable interest rates
- Reasonable closing costs
- Terms ranging from 5 to 30 years
- Flexible payment schedule options to suit your cashflow needs
- An internal rate conversion program available if rates decrease
Looking to finance farmland, rural property, or a country home? Contact Oklahoma AgCredit today to get started.