$1,000 Seller concession to Buyer. OWNER FINANCING with $10k down at 7.5% interest, Amortized over 30 years with a 5-year balloon. At $39k loan amount would have payments of $272.69/mo. LARGE LOT ON CUL-DE-SAC. Over 1.2 Acres. Most of it is part of the canal system, but there is a large enough part of the lot to build on in Flood Zone X.
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