Christy St. @ Robins Rd., Interlachen, FL 32148 - Putnam County

It's one thing to own property in Florida. It's another thing to own an oversized, .35-acre property that borders on a pond, with power nearby, in the state's celebrated -- and affordable -- natural region, Putnam County.

Enjoy the quiet beauty that residents have kept secret for generations. You can build here today (power is about 400 feet away), or hold as an investment.

Cash discounted price: $12,250.

Monthly terms: $430 down, then $215/month for 58 months = $12,900. No credit check, no interest, no prepayment penalty.